When you install the Money Loan app, we ask for your address book information for credit score assessment and anti-fraud monitoring. The obtained address book information will be uploaded to https://www.moneyloan.com through a secure encrypted path. Without the user's permission, this platform will not share your personal information with any third party.

1.4 SMS

Money Loan needs to collect and transmit your text messages, and upload your text messages to https://www.moneyloan.com through your device. The purpose of collecting your text message information is to ensure that you have no past due loan history, to help you get rid of suspected fraud, understand your income and expenditure, and conduct a risk assessment and review of you.We will only collect SMS messages with your consent, use 256-bit TLS encryption during data transmission, and we will delete your SMS messages after completing a risk assessment.

1.5 List of installed applications

We will collect your installed application list, obtain your application name, application version number, application installation time, and upload it to https://www.moneyloan.com in a secure and encrypted way. This data will be used to identify fraudulent users and prevent users from malicious lending. The data will be strictly encrypted and will not be leaked to any third party.

1.6 Device Information

Including IMEI, device ID, operating system, device type, Wi-Fi address, network information, SSAID device storage, MAC address, operating system version. This information provides us with valuable feedback about who you are as a device owner and your device behavior, allowing us to improve our services and provide you with a customized user experience.

1.7 Personal Information

When you register for a Money Loan account, we ask you to provide us with personal information such as your name, ID number, photo ID, email and phone number. We may also ask you to provide your location and personal preferences.

1.8 Financial Information

When you install the Money Loan app, we will ask for your bank information (personal account, this is to verify your loan information (if any) and other bank information).

1.9 Calendar

We collect calendar information so that you can set up a loan due date memo in the app after taking out a loan to remind you to repay your loan on time. Calendar information will be uploaded to https://www.moneyloan.com. After determining your risk profile, we will delete calendar information.

2. Use and Disclosure of Information

We use the information provided by You in the following ways:

2.1 to establish identity and verify the same;

2.2 manage Our relationship with You and inform You about other products or services We think You might find of some use;

2.3 send communications notifications, information regarding the products or services requested by You or process queries and applications that You have made on the Website;

2.4 analyse how the Website is used, diagnose service or technical problems and maintain security;

2.5 design and offer customized products and services offered by our third party financial partners;

2.6 provide our service i.e. perform credit profiling for the purpose of facilitating loans to You.

2.7 monitor, improve and administer our Website / Platform;

2.8 to conduct KYC for our third party lending partners based on the information shared by the User;

2.9 use the User information in order to comply with country laws and regulations;

2.10 conduct data analysis in order to improve the Services / Products provided to the User;

2.11 use the User information in other ways permitted by law to enable You to take financial services from our lending partners.

3. Personal information security

3.1 Your information will be encrypted and uploaded to https://www.moneyloan.com, and all data transmissions will be protected by 128-bit SSL encryption.

3.2 We will continue to comply with applicable regulations to maintain the security of your information and restrict access to protect you from all forms of fraud. When we provide verification codes, it is your responsibility to protect your account access codes.

3.3 When we receive your personal information, we use strict procedures and security features to prevent unauthorized access.

3.4 We structure your data according to your interests and sensitivities and guarantee the highest level of security for your personal information. However, you should quickly realize that if using the Internet is not always safe, use your personal information with caution.

3.5 We will protect your personal information data, but we cannot guarantee the security of your data when it is transmitted through our application, and the process of sending such information is your responsibility.

3.6 Users have the right to choose, accept or refuse to accept cookies. Users can refuse to accept cookies by changing their settings. However, if the user chooses not to accept cookies, the user may not be able to log in or use online loan application services or features that rely on cookies. The relevant information obtained through the cookies set by the product applies to these terms.

3.7 You agree that this product uses cookies for users to log in or use services or functions that rely on cookies. Money Loan uses cookies to provide users with more personalized services, including promotional offers.

4. Privacy Policy Update

Money Loan reserves the right to change, modify, add or delete sections of this Privacy Policy at any time and for any reason. If there are any changes to the Privacy Policy, we will update it on the website. Once posted, these changes will be effective immediately unless otherwise stated. We encourage you to periodically review this page for the latest information on our privacy practices. By continuing to access or use the Services, you accept the changed and revised Privacy Policy.

5. Contact Us

If you have any questions about this Privacy Policy and wish to update or delete your data, please contact us at:

Email: k6738881@gmail.com

Address : S-370, Basement Panchsheel Park Delhi 110017